Rx Advantage Card
Free to use. Works with or without insurance.
Show the card at the counter to pay the discounted price. Nothing to sign up for, and it never expires. Check Your medication against pharmacies near you.
Save up to 90%How it works
Free to use. Works with or without insurance.
Show the card at the counter to pay the discounted price. Nothing to sign up for, and it never expires. Check Your medication against pharmacies near you.
Save up to 90%Anyone can use this. No insurance needed.
Dispensed by our licensed partner pharmacy in Canada and posted direct to you. Valid US prescription required.
Search drugsFor people with commercial or employer insurance.
Typical copay once the card is applied
The drug maker covers part of your copay. Bring the card to the pharmacy with your insurance and pay the reduced amount.
As little as $0For uninsured and underinsured people under the income limit.
Medication supplied free by the manufacturer
Answer six questions and we will tell you in under a minute whether you are inside the income limit, then help you file the form.
Receive for FREEFor cash paying, uninsured and commercially insured people.
Manufacturer direct prices, compared against every option above
Some drugs are cheaper direct from the maker, and some are cheaper as a US generic. We show you both so you can pick.
Check eligibilityOpen to everyone. No insurance needed.
Speak to a US licensed clinician by video, usually the same day. If they prescribe, we send it to the pharmacy you pick.
Start visitCompare discounted out-of-pocket prices at over 35,000 US pharmacies — no insurance required.
Compare prices on brand-name and generic medications from our licensed Canadian pharmacy partner.
Check whether a manufacturer copay card could cut the out-of-pocket cost of your brand-name prescription.
See if you qualify for pharmaceutical company programs that provide medication at little or no cost.
After you create a FREE account with NowPatient, you gain instant access to 5 proven programs that can significantly reduce the cost of your prescription medications:
The applicability of each program depends on your insurance status, the type of medication (brand vs. generic), and whether the pharmaceutical manufacturer participates in the savings program.
Getting started with NowPatient’s drug savings programs is simple. After you have created your free account, you can access all available programs from your account dashboard. Each program includes clear, step-by-step instructions on how to check your eligibility and start saving.
To see how the process works for each program, click the links below and review the “How It Works” section:
Please note: Drug Coupon and Patient Assistance Programs require a short eligibility quiz to be completed before you can access savings.
Not every prescription savings program is available to every patient. Eligibility depends on your current insurance status. Use the table below to determine which NowPatient savings programs you can use.
| Insurance Status | Rx Advantage Card* | Canadian Rx Savings* | Drug Coupons* | Patient Assistance Programs* |
| Insured (Federal, State, or Government) | Available | Available | Not Available | Available If Offered by Manufacturer |
| Insured (Commercial or Private) | Available | Available | Available If Offered by Manufacturer | Available If Offered by Manufacturer |
| Uninsured (No Health Insurance) | Available | Available | Not Available | Available If Offered by Manufacturer |
| Insured without Pharmacy Benefit or Drug Coverage | Available | Available | Not Available | Available If Offered by Manufacturer |
*This is not insurance. This is a prescription discount program.
Each savings program has different applicability depending on whether your medication is a brand-name or generic drug. The Rx Advantage Card and Canadian Rx Savings work for both. Drug Coupons and Patient Assistance Programs are typically only available for brand-name medications when offered by the pharmaceutical manufacturer.
| Drug Type | Rx Advantage Card* | Canadian Rx Savings* | Drug Coupons* | Patient Assistance Programs* |
| Brand-Name | Yes | Yes | Yes, If Offered by Manufacturer | Yes, If Offered by Manufacturer |
| Generic | Yes | Yes | No | No |
*This is not insurance. This is a prescription discount program.
If you have Medicare Part D or Medicare Advantage and none of the NowPatient savings programs are applicable or affordable, you still have several important options to explore for Medicare prescription drug savings:
You can check whether you qualify for Medicaid in your state by visiting HealthCare.gov. The government site is straightforward to use; simply select your state, and it will direct you to the appropriate contact point to complete your application. State
Medicaid programs may cover the full cost of your prescription medications.
People who qualify for both Medicare and Medicaid are known as “dual eligibles” and may receive comprehensive prescription drug coverage through both programs.
If you are denied Medicaid and still unable to afford your copay or co-insurance – for example, if you are in the Medicare coverage gap (also known as the Donut Hole) – you may be eligible for the federal Low Income Subsidy (LIS) program, also known as “Extra Help.”
To qualify for the Low Income Subsidy, you must be a resident of one of the 50 United States or the District of Columbia.
If you are uninsured or underinsured (for example, your medication is not covered by your health plan) and the NowPatient drug savings options are not applicable or affordable, there are additional steps you can take to get help paying for prescriptions:
Visit HealthCare.gov to check Medicaid eligibility in your state. Select your state and follow the instructions to apply. State Medicaid programs may cover the full cost of your medications.
If you are denied Medicaid and all other options have been exhausted, and if your medication has been prescribed for an FDA-approved indication, you can contact the pharmaceutical company directly. Many manufacturers offer additional patient assistance programs, compassionate use programs, or emergency medication supply for patients who cannot afford their prescriptions.
If you have commercial or private health insurance and none of the NowPatient prescription savings programs are applicable or affordable, consider these options:
If your medication is not covered by your plan, you have the right to appeal your insurance company’s decision. A formal appeal can sometimes result in the drug being covered, particularly if your doctor can demonstrate the medication is medically necessary for your condition.
If you cannot afford your copay, check Medicaid eligibility in your state at HealthCare.gov. However, having private insurance may complicate Medicaid eligibility, as existing coverage is considered during the financial assessment. If you qualify, state Medicaid may cover the full cost of your medication.
If you have already applied for Medicaid and received a denial, or if you have Medicare and were denied the Low Income Subsidy, the following nonprofit copay assistance organizations may be able to help cover your out-of-pocket prescription costs:
The Patient Access Network Foundation (PAN) helps patients who are struggling to afford their medication due to high copays or deductibles. PAN provides financial assistance to cover out-of-pocket costs for qualifying patients.
PAN Eligibility Requirements:
For more information, visit the Patient Access Network Foundation website.
The HealthWell Foundation offers copay assistance to insured patients who are struggling with prescription medication costs. The program helps cover copays, coinsurance, and deductibles for eligible patients.
HealthWell Foundation Eligibility Requirements:
For more information, visit the HealthWell Foundation website.
The Patient Advocate Foundation’s (PAF) Co-Pay Relief Program helps reduce the financial burden patients and families face when paying for treatment. If you qualify and can demonstrate financial need, PAF provides direct payments to cover your copays, co-insurance, and deductibles.
PAF Co-Pay Relief Eligibility Requirements:
Applications can also be completed by phone. Contact the PAF program sponsor toll-free at 866-512-3861. For more information, visit the Patient Advocate Foundation website.
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