The NowPatient Rx Advantage Card Helps You Save on Prescriptions
Prescription costs in the US can be overwhelming but they don’t have to be. The NowPatient Rx Advantage Card is a free prescription savings card that helps you pay less for branded and generic medications at over 65,000 pharmacies across America. Whether you have insurance or not, the card is open to everyone and takes just minutes to use.
No sign-up fees. No subscription. Just real savings on the prescriptions you need, every time you fill them.
Rx Advantage Card
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Your Guide to Using the Rx Advantage Card App Feature
- Step 1.
Open Rx Advantage Service Card, select ‘Search Medication’
1 - Step 2.
Enter medication, dosage, quantity & zip code
2 - Step 3.
View prices, select preferred pharmacy
3 - Step 4.
Generate card if using service for first time
4 - Step 5.
Show pharmacy card via ‘View Card’ option
5
SERVICE GUIDE
How Rx Advantage Card Works
What Is the NowPatient Rx Advantage Card?
The NowPatient Rx Advantage Card is a prescription savings card that can help lower the cost of your both branded and generic prescription medications when you pay out of pocket, without using insurance.
It is not insurance. It is a discount card that negotiates lower prices at the pharmacy counter on your behalf. You simply show your digital card at the pharmacy, and you pay the discounted price directly.
The card is accepted at over 65,000 pharmacies nationwide, including major chains like CVS, Walgreens, Walmart, Kroger, Rite Aid, and Costco.
Who Can Benefit from the Rx Advantage Card?
The card is available to everyone, but it is especially valuable in these situations:
Uninsured patients
If you do not have health insurance, the Rx Advantage Card will almost always save you money compared to the standard retail price.
Commercially insured patients
Even with commercial insurance, the card may offer savings if:
- Your medication is not covered in your plan formulary
- You are currently in your deductible period
- The card price is lower than your insurance copay
Medicare-covered patients
Medicare enrollees may find the card useful if their medication is not covered in their plan formulary, or if they are in the deductible or coverage gap (donut hole) period.
Important: The NowPatient Rx Advantage Card cannot be used in conjunction with any federal or state-funded programme, including Medicare or Medicaid. If you use the card, the purchase will be processed outside your plan, which means:
- The spend will not count towards your deductible or accumulator
- Insurance drug-drug interaction checks will not apply to that purchase
- You cannot use a discount card or coupon alongside your Medicare coverage
Eligibility: Who Can Use the Card?
You can use the NowPatient Rx Advantage Card if you are:
- Uninsured
- Underinsured
- Commercially insured
- Covered by Medicare or Medicaid, where your specific prescription is not included in your plan
The card can also be used for eligible family members. One card covers everyone in your household.
How Much Does the Rx Advantage Card Cost?
The card is completely free. There are no sign-up fees, monthly charges, or hidden costs. You only pay the discounted medication price shown at the pharmacy. Once you generate your card in the app, it is stored in your account for reuse every time you fill a prescription.
What Medications Are Covered?
The Rx Advantage Card covers the vast majority of prescription medications, both branded and generic. However, the following are not covered:
- Schedule 2 controlled substances, including many pain medications and ADHD drugs
- Some opioids not classified as Schedule 2, at certain pharmacy chains
- Vaccines
- Compounded medications (e.g. a covered drug reformulated with a syrup for easier administration)
- Schedule 3 controlled substances (e.g. Xanax) are covered, but limited to a 30-day supply. A 90-day supply is not available
- Medications on the medical benefit such as those administered by a physician and not dispensed directly by a pharmacy
How to Use Your Rx Advantage Card: Step by Step
Using the Rx Advantage Card takes less than five minutes. Here is how it works from start to finish:
- Open the Rx Advantage Service Card in the Drug Savings section of your NowPatient account homepage, and select ‘Search Medication’.
- Enter your medication details: medication name, dosage, quantity, and your zip code.
- View prices and choose a pharmacy. A map and list of nearby pharmacies that accept the card will appear, showing the price you will pay at each one.
- Generate your card (first-time users only). Your digital card will be saved to your account for all future use.
- Show the card at the pharmacy. Take your prescription to your chosen pharmacy. Let the pharmacist know you are paying without insurance and want to use the NowPatient Rx Advantage Card. Open ‘View Card’ from the Options menu of the Rx Advantage Service Card and show the pharmacist your digital card so they can process the discount. Make sure the pharmacist uses your card and does not substitute another discount card.
Where Can I Use the Rx Advantage Card?
The card is accepted at over 65,000 pharmacies across the United States. When you search for your medication in the app, you will see exactly which pharmacies near you accept the card. Major chains that accept the NowPatient Rx Advantage Card include:
- CVS Pharmacy
- Walgreens Pharmacy
- Walmart Pharmacy
- Kroger Pharmacy
- Rite Aid Pharmacy
- Costco Pharmacy
Will the Price I See in the App Match What I Pay at the Pharmacy?
In the vast majority of cases, yes. The price shown in the app is what you will pay at the pharmacy counter.
However, in some cases the price may differ slightly. This can happen if your prescription is for a different quantity or strength than the one you searched. The app’s pricing is also based on the most commonly stocked national drug code (NDC) for that medication form and strength.
If your pharmacy has a different manufacturer’s version in stock, the price may vary, since the same drug can have multiple prices depending on the manufacturer. It is always worth checking prices monthly, as they can change between pharmacies over time.
Using the Rx Advantage Card with Insurance
The Rx Advantage Card is not insurance, and it cannot be used alongside your insurance. When you use the card, you are paying out of pocket. NowPatient does not bill your insurer.
This means the amount you pay will not count towards your plan deductible or any accumulators. However, in many cases, the out-of-pocket card price is lower than your insurance copay, making it worth comparing before you fill your prescription.
The card is also not a copay card. Copay cards apply savings after your insurance covers a portion, and they work in conjunction with insurance. The NowPatient Rx Advantage Card cannot be combined with a copay card, and cannot be used alongside any federal or state-funded programme including Medicare or Medicaid.
What Is the Rx Advantage Service Card?
NowPatient services are accessed through Service Cards displayed on your account homepage. The Rx Advantage Service Card is found in the Drug Savings section. Each Service Card has an Options Menu that lets you navigate that service, so you can search for medications, look up prices, and view or generate your card all from one place.
Can I Reuse the Card?
Yes. Once your card is generated and saved to your account, you can reuse it every time you fill a prescription. Simply show the card at the pharmacy each time. Because prices can vary between pharmacies month to month, it is worth running a quick price check before each fill to make sure you are getting the best deal.