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Is the cost of your finasteride too expensive?

You may qualify for programs where you can pay as little as $0 per fill, subject to income and insurance status.

This content is intended for US audiences only

NowPatient offers cost effective access to finasteride for everyone including those who are uninsured, those who have commercial insurance as well as those who are enrolled into state or federal programs like Medicaid, Medicare Part D, full Low Income Subsidy (LIS, “Extra Help”), TRICARE or Veterans (VA) Benefits.

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Table of contents
OverviewWhat can I do if I am commercially insured but cannot afford my finasteride?What can I do if I am uninsured and cannot afford my finasteride?What can I do if I am insured with Medicare and cannot afford my finasteride?Am I eligible for the Rx Advantage Card and how much does finasteride cost without insurance?What will my out-of-pocket cost be for finasteride when using the Rx Advantage Card?Is it legal for me to pay cash for finasteride even though I have insurance?Does the Rx Advantage Card work with Medicare or any other federal or state insurance plans?Does the Rx Advantage Card work with Commercial Insurance?How do I check prices for finasteride and how do I use the Rx Advantage Card?Do I need to pay for the Rx Advantage Card?Is there a finasteride co-pay program?Is there a finasteride Patient Assistance Program (PAP)?What should I do if I take too much finasteride?What are the benefits of NowPatient?US brand name of finasteride and manufacturerUK brand name of finasteride and manufacturerIs finasteride available in the UK on the NHS?Prescription requirement for finasterideFDA approval of finasterideActive ingredient of finasteride and mechanism of actionUses of finasterideForms of finasterideDosage of finasterideDirectionsPrecautions and warnings for finasterideSide effects of finasterideDrug interactionsSourcesPeople also asked
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Medically reviewed by Navin Khosla, BPharm and written by Rajive Patel, BPharm - Updated on 25 Jan 2024
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What can I do if I am commercially insured but cannot afford my finasteride?

If you are commercially insured and you cannot afford your copay or co-insurance you can opt for purchasing finasteride outside of your plan using the Rx Advantage card, with costs that are usually lower than a typical plan copay. If you elect to use this method, out of pocket costs do not contribute towards your plan deductibles.

If you cannot afford the cash price possibly due to income constraints, then there is the option of applying to state assistance programs like Medicaid. Often, you may be able to receive your finasteride without any costs at all. You can check Medicaid eligibility in your state by following this link HealthCare.gov. The government site is easy to use and you can select your state and it will navigate you to the appropriate contact point to make the application.

What can I do if I am uninsured and cannot afford my finasteride?

If you cannot afford the cash price of finasteride using the Rx Advantage card then there is the option of applying to state programs like Medicaid. Often, you may be able to receive your finasteride without any costs at all. You can check Medicaid eligibility in your state by following this link HealthCare.gov. The government site is easy to use and you can select your state and it will navigate you to the appropriate contact point to make the application.

What can I do if I am insured with Medicare and cannot afford my finasteride?

If you are insured with Medicare and have Part D or an Advantage drug plan but cannot afford your copay or co-insurance element (for example if you are in the coverage gap or Donut Hole) then you have a number of options:

Option

Savings Information

RX ADVANTAGE CARD

You can use the Rx Advantage to purchase the medication outside of your plan at prices that may be lower than you copay or co-insurance element. If you elect to use this method, out of pocket costs do not contribute towards your plan deductibles.

LOW INCOME SUBSIDY

If this is still too expensive or unaffordable then you can apply for federal support like Low Income Subsidy (LIS). To be eligible for Low Income Subsidy, you need to be resident in one of the 50 States or the District of Columbia. You can check eligibility online at SSA Medicare D Extra Help. You can also call Social Security at 1-800-772-1213 (TTY 1-800-325-0778).

MEDICAID

Alternatively, you can check Medicaid eligibility in your state by following this link to the HealthCare.gov. The government site is easy to use and you can select your state and it will navigate you to the appropriate contact point to make the application. State Medicaid programs may cover the full cost of your medication.

Am I eligible for the Rx Advantage Card and how much does finasteride cost without insurance?

Our website gives savings options to customers who wish to purchase finasteride, as either a brand or generic, without the constraints of insurance. By using the Rx Advantage Card, users can save up to 90% on the cost of their medication. The card can be used at over 65,000 pharmacies nationwide, across America. Even if you are insured, in most cases the cash price will be significantly cheaper than your existing co-pay. NowPatient is able to negotiate discounts on bulk drug purchases with pharmacy owners meaning you can access lower medication prices at nearby pharmacies using our card that can be conveniently stored in your NowPatient account.

What will my out-of-pocket cost be for finasteride when using the Rx Advantage Card?

Your out-of-pocket (OOP) cost will effectively be the discounted cash price you pay for finasteride using the Rx Advantage Card. If you are insured, your OOP expense can not be used against your plan deductible, if your plan has a deductible.

Yes. The Rx Advantage card is especially useful for people who have High-deductible health plans (HDHPs). It can be used for insured, uninsured, and underinsured persons.

Does the Rx Advantage Card work with Medicare or any other federal or state insurance plans?

No. We do not bill any federal or state insurance including Medicare Part D (standalone drug coverage) or Medicare Advantage (combined health and drug benefit). When you purchase your medication using the NowPatient Rx Advantage Card, you will be doing so out of pocket. The spend will not count towards your plan deductibles or gaps in the event you have a plan with a deductible. The out-of-pocket finasteride cash price you pay can be typically cheaper than your plan copay.

Does the Rx Advantage Card work with Commercial Insurance?

We do not bill your commercial insurance. When you purchase your medication using the Rx Advantage Card, from NowPatient, you will be doing so out of your pocket. The spend will not count towards your plan deductibles or gaps in the event you have a plan with a deductible. The out-of-pocket finasteride cash price you pay can be typically cheaper than your plan copay.

How do I check prices for finasteride and how do I use the Rx Advantage Card?

You can search for the prices at nearby pharmacies using our website. Simply search your medication and enter your ZIP Code and we will show you the price of your drug at nearby pharmacies. If you are happy with the quote, you need to create an account with NowPatient and generate your card. Next, simply go to the pharmacy and fill your finasteride Rx. Ask the pharmacy to run the card and check the price, even if they tell you they have another card they use. Your card is stored safely in your NowPatient account.

Do I need to pay for the Rx Advantage Card?

No. The Rx Advantage prescription savings card is FREE to use and store for NowPatient users.

Is there a finasteride co-pay program?

Generic medications like finasteride do not have co-pay card savings options. A Copay program, if available, would normally be for the brand name version of finasteride. You can search the brand name of finasteride and check to see if a co-pay program exists. Co-pay cards are programs run by pharmaceutical companies that offer you a direct way to lower your out-of-pocket costs for prescription drugs for eligible patients. The copay cards essentially allow physicians to prescribe medications that are clinically preferred.

Is there a finasteride Patient Assistance Program (PAP)?

Generic medications like finasteride do not have PAP savings options. A Patient assistance program, if available would normally be for the brand name version of finasteride. You can search the brand name of finasteride and check to see if a co-PAP exists. PAPs are programs that are run and sponsored by pharmaceutical companies. They offer uninsured, insured, or underinsured individuals access to high-cost brand-name medications, which may otherwise be unaffordable.

What should I do if I take too much finasteride?

Call your doctor right away or seek immediate medical attention if your symptoms do not improve or they become worse after using finasteride. You can also call 800-222-1222 to reach the American Association of Poison Control Centers or use its online resource if you think you've used too much finasteride. But if you have severe symptoms, call 911 (or your local emergency number) immediately or go to the nearest emergency room.

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US brand name of finasteride and manufacturer

Finasteride is available in the US under the brand names Propecia and Proscar. Propecia is manufactured by Merck Sharp & Dohme Corp., while Proscar is manufactured by Merck & Co., Inc.

UK brand name of finasteride and manufacturer

Finasteride is available in the UK under the brand names Propecia and Proscar. Propecia 1mg is manufactured by Merck Sharp & Dohme Ltd., while Proscar 5mg is manufactured by Merck & Co., Inc.

Is finasteride available in the UK on the NHS?

Finasteride is available on the NHS in the UK. It can be prescribed by healthcare providers for eligible patients.

Prescription requirement for finasteride

Finasteride is a prescription medication and requires a prescription from a healthcare provider.

FDA approval of finasteride

Finasteride has received FDA approval for the treatment of male pattern hair loss (Propecia) and benign prostatic hyperplasia (Proscar).

Active ingredient of finasteride and mechanism of action

The active ingredient in finasteride is finasteride. It belongs to a class of medications called 5-alpha-reductase inhibitors. Finasteride works by inhibiting the enzyme 5-alpha-reductase, which converts testosterone to dihydrotestosterone (DHT). By reducing DHT levels, finasteride helps to slow down hair loss and shrink the enlarged prostate in benign prostatic hyperplasia.

Uses of finasteride

Finasteride is used for the following conditions:

  • Male pattern hair loss (androgenetic alopecia): Finasteride (Propecia) is used to help hair growth in male pattern baldness in men
  • Benign prostatic hyperplasia (BPH): Finasteride (Proscar) is used to treat symptoms of BPH, such as urinary frequency, urgency, and incomplete bladder emptying

Forms of finasteride

Finasteride is available in the form of oral tablets. The specific strength and formulation will depend on the prescribed dosage and the brand.

Dosage of finasteride

The dosage of finasteride will vary depending on the specific indication and individual patient factors. It is important to follow the patient information and medical advice provided by your healthcare provider.
If you miss a dose of this medicine, skip the missed dose and go back to your regular dosing schedule. Do not double doses.

Directions

Store at room temperature away from light and moisture. Do not store in the bathroom. Keep all medications away from children and pets.

Precautions and warnings for finasteride

  • Finasteride tablets are contraindicated in women and children. It should only be used by adult men with male pattern hair loss or benign prostatic hyperplasia (BPH)
  • Use of finasteride in women, especially pregnant women is contraindicated. Finasteride can be absorbed through the skin and may cause harm to a developing fetus. Pregnant women or those who are planning to become pregnant should avoid handling crushed or broken tablets of finasteride
  • Men with liver disease may need a lower dose of finasteride due to the decreased ability to metabolize the medication. Additionally, men with prostate cancer should not use finasteride as it may shrink the prostate and interfere with diagnostic tests for this condition
  • It is important to inform your healthcare provider about any medical conditions, including liver disease, prostate cancer, or urinary problems, before starting finasteride
  • Finasteride may cause sexual side effects, such as decreased libido, sexual dysfunction, erectile dysfunction, and ejaculation disorders. These side effects may persist even after discontinuation of the medication
  • Inform your healthcare provider about all the medications you are taking, including prescription drugs, over-the-counter medications and supplements to avoid adverse effects
  • Regular follow-up visits and monitoring of prostate-specific antigen (PSA) levels may be necessary for men taking finasteride for BPH

Side effects of finasteride

Common side effects of finasteride:

  • Decreased sexual desire
  • Trouble getting or maintaining an erection
  • Ejaculation disorders

Rare but serious side effects of finasteride:

  • Allergic reactions (rash, itching, swelling)
  • Breast enlargement or tenderness
  • Nipple discharge
  • Increased risk of high-grade prostate cancer and increased risk for male breast cancer

Drug interactions

Finasteride may interact with certain medications, including alpha-blockers used for BPH, anticoagulants, and herbal supplements. It is important to inform your healthcare provider about all the medications you are taking to avoid potential drug interactions.

Sources

Medical Disclaimer

NowPatient has taken all reasonable steps to ensure that all material is factually accurate, complete, and current. However, the knowledge and experience of a qualified healthcare professional should always be sought after instead of using the information in this page. Before taking any drug, you should always speak to your doctor or another qualified healthcare provider.

The information provided here about medications is subject to change and is not meant to include all uses, precautions, warnings, directions, drug interactions, allergic reactions, or negative effects. The absence of warnings or other information for a particular medication does not imply that the medication or medication combination is appropriate for all patients or for all possible purposes.

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